Investing Disclaimer

All TRADING involves high risk and YOU can LOSE a substantial amount of money, no matter what method you use. All trading involves high risk; past performance is not necessarily indicative of future results.

Commission Rule 4.41(b)(1)(I) hypothetical or simulated performance results have certain inherent limitations. Unlike an actual performance record, simulated results do not represent actual trading. Also, since the trades have not actually been executed, the results may have under- or over-compensated for the impact, if any, of certain market factors, such as lack of liquidity. Simulated trading programs in general are also subject to the fact that they are designed with the benefit of hindsight. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown.

ONE OF THE LIMITATIONS OF HYPOTHETICAL PERFORMANCE RESULTS IS THAT THEY ARE GENERALLY PREPARED WITH THE BENEFIT OF HINDSIGHT. IN ADDITION, HYPOTHETICAL TRADING DOES NOT INVOLVE FINANCIAL RISK, AND NO HYPOTHETICAL TRADING RECORD CAN COMPLETELY ACCOUNT FOR THE IMPACT OF FINANCIAL RISK IN ACTUAL TRADING. FOR EXAMPLE, THE ABILITY TO WITHSTAND LOSSES OR TO ADHERE TO A PARTICULAR TRADING PROGRAM IN SPITE OF TRADING LOSSES ARE MATERIAL POINTS WHICH CAN ALSO ADVERSELY AFFECT ACTUAL TRADING RESULTS. THERE ARE NUMEROUS OTHER FACTORS RELATED TO MARKETS IN GENERAL OR TO THE IMPLEMENTATION OF ANY SPECIFIC TRADING PROGRAM WHICH CANNOT BE FULLY ACCOUNTED FOR IN THE PREPARATION OF HYPOTHETICAL PERFORMANCE RESULTS AND ALL OF WHICH CAN ADVERSELY AFFECT ACTUAL TRADING RESULTS.

THERE IS RISK OF LOSS IN ALL TRADING. PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS. ALL RESULTS ARE HYPOTHETICAL. NO IMPLICATION IF BEING MADE THAT ANYONE UTILIZING ANY OF THE SEVICES OF PageTrader HAS OR CAN OBTAIN SUCH PROFITS AND RESULTS. THIS INFORMATION IS NOT A RECOMMENDATION TO BUY OR SELL AT THIS TIME, BUT MERELY A PRESENTATION OF TRADES STRATEGIES. THE INFORMATION CONTAINED HEREIN HAS BEEN OBTAINED FROM SOURCES BELIEVED RELIABLE, BUT IS NOT GUARANTEED AS TO THE ACCURACY OR COMPLETENESS. PLEASE CHECK MARKET FUNDAMENTALS AND TECHNICAL CONDITIONS BEFORE CONSIDERING THESE OR ANY TRADES.

This is not a prospectus; no offer on our part with respect to the sale or purchase of any securities is intended or implied, and nothing contained herein is to be construed as a recommendation to take a position in any market. It is possible that at this date or some subsequent date the officers, directors and/or shareholders of Institute of Wall Street Studies Corporation. and its affiliates own securities, or buy or sell securities mentioned in this publication or those not so mentioned. The intent of the Institute of Wall Street Studies Corporation. information supplied to SUBSCRIBER is for instructional purposes only. The Institute of Wall Street Studies Corporation. information supplied to SUBSCRIBER is intended to be purely educational. The material presented herein has been obtained or derived from sources believed to be accurate, but we do not guarantee its accuracy. There have been no promises, guarantees or warranties suggesting that any trading will result in a profit or will not result in a loss. SUBSCRIBER is responsible for his own actions regarding any trading. All historical performance trading system results are not achievable in real trading because slippage and psychological factors cannot be accurately accounted for. The "System Performance" records are representative of hypothetical trading results of our trading systems. All trading involves high risk; past performance is not necessarily indicative of future results.

Terms of Use

**IMPORTANT: PLEASE READ CAREFULLY BEFORE USING THIS SERVICE**
Welcome to Dividend Capture Investing.com . The Site is one component of the multiple websites and web applications offered by the Institute of Wall Street Studies Corp, other affiliated entities, and any of their officers, directors, and personnel (collectively, 'the Company') (the 'website'). PLEASE READ THE FOLLOWING DISCLAIMERS / TERMS & CONDITIONS CAREFULLY BEFORE USING OUR SERVICES. Enrollment in any part of the website constitutes your acknowledgement that you have read, understand, and agree without modification to all of the Disclaimers / Terms & Conditions ('Agreement') and all applicable laws. Your use of a particular website included within the website may also be subject to additional terms outlined elsewhere on that website (the 'Disclaimer'). In the event that any of the terms contained in this Agreement conflict with the Disclaimer, or other terms and guidelines contained within the website, then this Agreement shall control.

Copyright And Trademark Notices
All contents of this Web site are: Copyright 2002-Present, Institute of Wall Street Studies Corporation or third-party content providers and are protected by international copyright law. All rights reserved. Institute of Wall Street Studies Corporation, and other names of Institute of Wall Street Studies Corporation products referenced herein are trademarks or registered trademarks of Institute of Wall Street Studies Corporation Management Co., Inc. Other trademarks/logos are the property of their respective owners. This Web site is for the User's personal, noncommercial use. If you download any material, you must keep all copyright and other notices intact. The right to use it is not transferable to any other person or entity. User is responsible for all use of User's account (under any screen name or password) and for ensuring that all use of this Web site through User's account complies fully with the provisions of this Agreement. User may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, or other content, software, products or services obtained from this Web site. In addition, the information may not be taken out of context or presented in an unfair, misleading or discriminatory manner.

In consideration of the Company providing you our investment advisory and access to the website, you agree to abide by all of the provisions in this Agreement in order to remain an authorized user of any aspect of the website. Your use of any aspect of the website constitutes your agreement to abide by these provisions. You are solely responsible for your use of the website, for all use of the website made by others and for ensuring that all such use complies fully with the provisions of this Agreement.

The Company reserves the right, in its sole discretion, to change any or all of the provisions of this Agreement at any time. Any changes to this Agreement will be effective immediately upon posting. You are responsible for regularly reviewing these terms and conditions. Your use of any aspect of the website after notice of changes to this Agreement has been made will be deemed your acceptance of the changes.

The Company reserves the right, in its sole discretion, to change, limit, or discontinue any aspect, content, or feature of the website, as well as any aspect pertaining to the use of the website without prior notice. The Company further reserves the right, in its sole discretion, to immediately and without prior notice restrict use of the website as well as suspend or revoke your rights to use any aspect of the website based on the Company's belief that your use violates that permitted by this Agreement, applicable law, or that the Company otherwise considers in its sole discretion to be unacceptable for any reason.

If you do not agree to the provisions of this Agreement or are not satisfied with any aspect of the website, your sole and exclusive remedy is to discontinue your use of the website and Site. Should you terminate your account with the Company you understand and agree that no refunds of unused portions of your prepaid account. The Company is under no obligation to hold your account for an extended leave or vacation, but may do so at its sole discretion.

It is also hereby acknowledged that:
The developers, author owners and monitors of our proprietary cycle analysis research are not investment advisors, stock brokers or agents for any brokerage firm. Thus, any decision to embark upon trading with real funds based on any information contained within this advisory is at the user's own, sole discretion and responsibility. Any subsequent trading decisions resulting in profits or losses resulting from trading with real funds, rests solely with each individual person/user, and not with the developers, author owners or monitors thereof.

Use Limited to Personal, Non-Commercial, Uses
Unless otherwise specified, the website is for your personal and non-commercial use. You may display and, subject to any expressly stated restrictions or limitations relating to specific material, electronically copy, download and print hard copy portions of the material from the different areas of the website solely for your personal, non-commercial use, or to place an order with the Company or to purchase the Company's products. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from any aspect of the website without prior written permission of the Company.

Harassment in any manner or form on the website, including transmissions via electronic mail ('email') and chat, or by obscene or abusive language is strictly forbidden. Impersonation of others, including the impersonation of any Company employee, affiliate, subsidiary, host, or representative, or other members or visitors on the website is prohibited. You may not upload to, distribute, or otherwise publish through the website any content which is libelous, defamatory, obscene, threatening, invasive of privacy or publicity rights, abusive, illegal, or otherwise objectionable, or which may constitute or encourage a criminal offense, violate the rights of any party or otherwise give rise to liability or violate any law. You may not upload commercial content on the website or use the website to solicit others to join or become members of any other commercial online service or other organization.

Any reproduction, dissemination, lending, hiring, copying, or reselling of this content, in any original, edited, or adapted format, without the prior written permission of the owner, is strictly prohibited. All analytical content provided within this advisory are technical in nature subject to misinterpretation. The purpose is to educate users on the technical aspects and value of intelligent, mathematically based research tools, supported charting and advanced technical analyses. Neither the charts nor the contents of this website, constitutes in any way or form, an invitation to buy or sell stocks, or to partake in any other financial activity by way of any financial instrument, and is not calculated to lead directly or indirectly to persons doing so. The user of this site fully accepts that the developers, author, owners, and monitors of the site, are purely educators of continually improving, evolutionary stock trading analysis, stock screening and charting technology, a method found to be valuable to them, which the user may find useful when embarking upon trading as a basis upon which to build his/her own trading programs. The client proceeds at their own risk.

No Individualized Investment Advice is Provided
The Company is not a registered investment adviser, stock broker, or brokerage. The website has been prepared without regard to any particular investment objectives, financial situation, and needs. Accordingly, you should not act on any information in the Site and the website without obtaining specific advice from your professional securities or financial advisor, and should not rely on information herein as the primary basis for your investment decisions. Decisions to embark upon trading with real funds based on any information contained within the Site and the website is your own sole decision and responsibility. Any profits or losses resulting from participating in the markets with real funds rests solely with you, and not with the Company.

Under no circumstances should any content from the website or from any other materials provided by the Company be used or interpreted as a recommendation or invitation to buy or sell any type of security or commodity, or to partake in any other financial activity by way of any financial instrument, and is not calculated to lead directly or indirectly any persons doing so. The Company does not, and will not, execute any trades on your behalf, manage any of your money, and/or communicate with your professional securities or financial advisors. You agree that you must contact your own stock brokers/brokerages to make any securities transactions. You agree that you bear responsibility for your own investment research, investment decisions, and trading execution.

The Company shall not be held liable by you or any others for any decision made or action taken by you or others based upon reliance on or use of information or materials obtained or accessed through use of the website. You assume the entire cost and risk of any and all chosen trading undertaking(s). Prior to any transaction in securities, you should consult with a qualified professional securities or financial advisor.

GENERAL RISKS OF TRADING AND INVESTING - (1) You may lose money trading and investing. (2) Past performance is not necessarily indicative of future results.(3) Hypothetical or simulated performance is not indicative of future results. (4) Do not enter any trade without fully understanding the worst-case scenarios of that trade. Do NOT trade with money you cannot afford to lose.

Important Information and Terms of Use:
The contents of this website, concierge service and cycle analysis stock screening software, associated charts, statistical analytical tools and all accompanying web pages, are the sole property of Peter Bruno and his associated companies - All rights reserved.

Information Provided May Not Be Accurate At All Times
The historical and current end-of-day data used in the Site is provided by an independent third party data source. Intraday data delayed per exchange requirements. All quotes are in local exchange time. All intraday data for stocks and ETFs are delayed 15 minutes.

You agree that the data and chart information provided on the website is not guaranteed to be accurate at all times, and that the Company is not accountable for any errors. The Company does not represent, endorse, warrant, or takes any responsibility as to the accuracy or completeness of any information contained herein, including of any advertisements or third-party content on the website. The Company also does not represent, endorse, warrant, or take any responsibility that the companies which issue securities that are the subject of the information provided on the website are subject to, or in compliance with, informational reporting requirements imposed by the Securities Exchange act of 1934, or any other federal or state laws. The website does not purport to provide a complete description of the securities market or developments to which reference is made and, thus, there may be instances when fundamental, technical, and quantitative opinions may not be in concert. The Company, through its various newsletter publications, its analysts, and its newsletter writers may express opinions about whether any particular company, equity, or derivative represents good, fair or poor speculative value. Such observations, which are generally linked to uncertain future outcomes and their probabilities and involve the interpretation of the Company and its analysts, are valid only at the time made.

You are advised not to rely solely on this data, but rather to double-check any data points (including individual stock prices) via your own independent sources. No technical trading method guarantees market omniscience or will give buy or sell signals with perfect accuracy; sound money management must always be used. You are encouraged to use your own research to form your own assessments of speculative value.

You agree that any use of or reliance upon any information on the website shall be at your sole risk. The Company accepts no liability to you or any other person whatsoever, whether in contract, in tort, for negligence, or otherwise for any direct or consequential loss of any kind arising out of the use of the website or any information therein (except insofar as any statutory liability cannot be excluded). The Company reserves the right, in its sole discretion and without any obligation, to make modifications to any portion of the website, or other materials, at any time.

Due to the electronic nature of the internet, the Site, the website, and/or the Company's email and or text distributions could fail at any given time. The Company will not be responsible for unavailability of use of the Site, the website, text and/or email distributions. Nor will the Company guarantee or be responsible for undelivered emails due to internet bandwidth problems, equipment failure, other delays or failures or disruptions, and for any acts of God. The Company does not warrant that the transmission of emails will be uninterrupted or error-free.

Investing is Inherently Risky
There are risks inherent in all investments, which may make such investments unsuitable for certain persons. These include, for example, economic, political, currency exchange, rate fluctuations, and limited availability of information on international securities. You may lose all of your money trading and investing. Do NOT enter any trade without fully understanding the worst-case scenarios of that trade. And do NOT trade with money you cannot afford to lose. Past performance of an investment is not necessarily indicative of its future results. No assurance can be given that any implied recommendation will be profitable or will not be subject to losses.

Hypothetical Results Are Reported
Results and examples used in the Company's advertisements, books, videos, websites, and other media including on the Site and the website are based on hypothetical (simulated) trades. Plainly speaking, these trades were not actually executed. Hypothetical performance results have certain limitations. Unlike an actual performance record, hypothetical results do not represent actual trading. Also, since the trades have not been executed, the hypothetical results may have under-or-over compensation for the impact, if any, of certain market factors, such as lack of liquidity. Hypothetical trading programs generally are also subject to the fact that they are designed with the benefit of hindsight. Hypothetical results also do not account for commissions or slippage.

The Company's simulations assume purchase and sale prices believed to be attainable. Yet traders are going to be getting into trades at different times and using various exit approaches, which may result in different pricing and outcomes. You may or may not receive the best available price on the purchase or the sale of a position in actual trading.

You agree that the Company does not represent, warrant, or take responsibility that any account will or is likely to achieve profit or losses similar to those shown. Examples published by the Company are selected for illustrative purposes only. They are not typical and do not represent the typical results of all stocks within the Company's software or its individual scans and searches. No independent party has audited any hypothetical performance contained at this Web site, nor has any independent party undertaken to confirm that they reflect the trading method under the assumptions or conditions specified.

Offers Disinterested Commentary and Analysis
The Company does not receive any form of payment or other compensation for publishing information, news, research, or any other material concerning specific securities on the website that is intended to affect or influence the value of securities. The Company, and its personnel, do not engage in front-running of recommendations and do not trade against one's own recommendations. The Company and its management may benefit from an increase or decrease in the share prices of the profiled companies, and/or may have other actual or potential conflicts of interest. If a particular security featured in a newsletter publication is concurrently owned by the Company in its corporate brokerage account, or in any of the individual accounts of the Company's principals or analysts / writers, that fact will be disclosed. The Company, its principals, analysts and writers may choose to purchase a security or derivative featured in one of its newsletter publications, but typically will wait three (3) trading days from the date of publication before initiating said purchase.

Disclaimer of Warranties & Limitation of Liability
You expressly agree that use of any aspect of the website is at your sole risk. Neither the Company nor any of its parents, subsidiaries, affiliates, employees, agents, distributors, third party content providers, or licensors (and their respective directors, officers, employees, and agents) warrant that the website will be uninterrupted or error free or that they will be free of viruses or other harmful components, nor do they make any warranty as to the results that may be obtained from the use of the website or as to the accuracy, reliability, completeness, or contents of any content, information, material, postings, or posting responses found on or as a result of your use of the website, any merchandise or services provided through the website, or any links to other sites or services made available on the . The price of any aspect of the website includes the fact that from time to time access to the website may be denied due to events or actions beyond the control of the Company. Scheduled publications can be materially delayed or changed at any time without notice or liability.

THE website, ALL CONTENT, MATERIAL, INFORMATION, POSTINGS, OR POSTING RESPONSES FOUND ON THE website ARE PROVIDED ON AN 'AS IS' BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

Under no circumstances, including but not limited to negligence, shall the Company (or any of its parents, subsidiaries, affiliates, employees, agents, distributors, third party content providers, or licensors (and their respective directors, officers, employees, and agents)), be liable for any indirect, incidental, special or consequential damages that result from the use of, or the inability to use, any content, information, material, postings, or posting responses on the website. These limitations apply regardless of whether the party liable or allegedly liable was advised, had other reason to know, or in fact knew of the possibility of such damages. You specifically acknowledge and agree that the Company (and any of its parents, subsidiaries, affiliates, employees, agents, distributors, third party content providers, or licensors (and their respective directors, officers, employees, and agents)), is not liable for any defamatory, offensive or illegal conduct of any user, including you. In no event shall the total liability of the Company (or any of its parents, subsidiaries, affiliates, employees, agents, distributors, third party content providers, or licensors (and their respective directors, officers, employees, and agents)) to you exceed the amount paid by you to the Company during the twelve (12) months prior to any claim of injury or damage.

Copyrights and Trademarks
The entire content included in the Network, including but not limited to text, design, graphics, interfaces, or code and the selection and arrangements thereof is copyrighted as a collective work under the United States and other copyright laws, and is the property of the Company. The collective work includes proprietary information and works that are licensed to the Company, e.g. The Institute of Wall Street Studies Corp. Copyright 2000 through 2030. ALL RIGHTS RESERVED. All trademarks, service marks, and trade names (collectively, the 'Marks') are trademarks or registered trademarks of and are proprietary to the Company, or other respective owners that have granted implicit legal copyright usage within the Network.

Indemnification
To the maximum extent permitted by applicable law, you will defend, indemnify and hold harmless the Company (and any of its parents, subsidiaries, affiliates, employees, agents, distributors, third party content providers, or licensors (and their respective directors, officers, employees, and agents)) from and against all claims, liability, and expenses, including attorneys' fees and legal fees and costs, arising out of your use of the Network, or your breach of any provision of this Agreement. The Company reserves the right, in its sole discretion and at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you. You will cooperate as fully as reasonably required in the defense of any claim. You further agree to pay all costs (including attorneys' fees and expenses) incurred in collecting overdue subscription fees from you. You also agree to pay any fees that may be assessed in connection with any products, services, or information ordered by you and any related taxes.

Notices
You may contact the Company by sending electronic mail to support@ Dividend Capture Investing.com. We will contact you by sending electronic mail to the address you provide to us, or by posting a notice on the Network.

Entire Agreement
This Agreement and any rules posted on the Network by the Company constitute the entire agreement of the parties with respect to the subject matter hereof. No waiver by either the Company or you of any breach or default under this Agreement shall be deemed to be a waiver of any preceding or subsequent breach or default. This Agreement shall be binding upon and inure to the benefit of the Company and its successors, trustees, and permitted assigns. The Company may assign this Agreement or any of its rights or obligations under this Agreement, with or without notice to you. Any such assignment by the Company does not relieve you of your obligations under this Agreement.

Privacy Policy

At Wall Street Money Letter Inc. we care about providing you with tools and information to manage and protect your online privacy. We have developed this privacy policy to inform you about what information this web site collects, who may receive that information, what we may do with the information, and how long we keep it. While we have made every attempt to make this policy as clear as possible, if you have any further questions about it, please contact us:

Wall Street Money Letter Inc.
Email: conciergeinvestor@gmail.com
Phone: 800 -786-7747

Summary
For your convenience, the table below provides a summary our privacy policy. Please consult the rest of this document for more detailed information.

Traditional contact information
Internet contact information
Purchase information
System information
Identification information

Does this website use cookies to keep track of my information?
Yes, this website uses cookies.

What types of information does this website collect?
We collect the following types of information:

• Traditional contact information such as mailing address, phone number, and fax number.
• Internet contact information such email addresses.
• Information about the user's computer system, such as the web browser type, IP address, and operating system.
• Non-financial identification information, such as username and password combinations.

Why is this website collecting the information?
We collect the information for the following purposes:

• To complete the current activity of the visitor.
• For website administration purposes.
• To evaluate, review, or improve the website.
• To customize the website for the user on multiple visits to the site.
• To notify visitors of updates to the sites, and/or contact them to market products or services.

Who will receive the information?
The information will be shared with the following parties:

• Our internal staff and our direct agents agents, such as a printing bureau.

What if I think there are inaccuracies in my information?
If you believe we are not handling your information in accordance with our privacy policy, please contact our customer service department. Call 1-800-592-5578.

If for some reason we have violated our privacy policy, we will correct the error as soon as you notify us.